Certified Expert Appraisers (CEAC)-Vehicles, Equipment & Personal Property

About Certified Expert Appraisers

Certified Expert Appraisers (CEAC) is an independent appraisal firm based in Windsor, Ontario, led by Sam Hasan, a Certified Independent Appraiser with over 20 years of experience.

We provide impartial, market-supported valuations for vehicles, equipment, machinery, business contents and personal property. Our reports support insurance, ServiceOntario, estate, divorce, legal, financing and resale matters.

Each assignment follows an appropriate scope of work supported by inspection, documentation and relevant market research. CEAC is committed to accuracy, transparency and well-supported valuation conclusions.

General Limitations

Valuation conclusions reflect the appraiser’s professional opinion based on the agreed scope of work, information provided and market evidence reasonably available as of the effective date.

Unless expressly included in the assignment, no mechanical testing, disassembly, title or lien search, authentication or verification of legal ownership is performed. Concealed defects and inaccurate, incomplete or withheld information may affect the valuation conclusion.

Valuation conclusions are not guarantees of condition, sale price, insurance settlement, tax determination or acceptance by a third party.

SCOPE & LIMITATION

Scope of Work and Limitations

CEAC follows a structured valuation process appropriate to each assignment’s intended use and scope of work. Depending on the assignment, the analysis may include a physical or photographic inspection, client-supplied documentation, property identification, condition analysis and relevant market research.

Unless expressly included in the assignment, property is not disassembled, mechanically tested or authenticated. Valuation conclusions represent the appraiser’s independent professional opinion as of the stated effective date and are not guarantees of condition, sale price, settlement amount or third-party acceptance.

CEAC acts independently and has no present or prospective financial interest in the property appraised. CEAC does not make decisions on behalf of government agencies, insurers, courts, legal professionals or financial institutions.

CODE OF ETHICS

Code of Ethics

CEAC is committed to integrity, independence, impartiality and professional competence. Valuation conclusions are based on relevant information, market evidence and professional judgment—not on a predetermined result.

We disclose known conflicts of interest, protect confidential information in accordance with applicable law and the assignment agreement, and clearly communicate significant assumptions and limitations.

Appraisal fees are based on the nature and complexity of the assignment and are not contingent upon a predetermined value, settlement amount or assignment outcome.

TERMS AND CONDITIONS

Terms and Conditions

CEAC’s valuation conclusions are based on the agreed scope of work, information supplied by the client, observations made and market evidence reasonably available as of the effective date. Clients are responsible for providing complete and accurate information.

Each report is prepared solely for its stated intended use and intended users. Unauthorized use, alteration, distribution or reliance by other parties is not permitted without prior written authorization.

Valuation conclusions represent professional opinions—not guarantees of condition, sale price, settlement amount or third-party acceptance. Hidden defects, undisclosed damage, inaccurate information and market changes after the effective date may affect value and remain subject to the assumptions and limiting conditions stated in the applicable report.